10 Facts About Our Online Farm Vehicle Insurance

Farm & General has launched an Online Agricultural Vehicle Insurance policy, allowing you to receive quick quotes and purchase cover for your vehicles online.

This is the only service in the UK* to offer fully online agricultural vehicle insurance – unlike other sites, who send your details to brokers, Farm & General keeps your information safe. With our new service you genuinely do instantly get a quote online and purchase cover should you wish.

* does not extend to Northern Ireland

Here’s the key information you need to know about Online Agricultural Vehicle Insurance:

1. INSTANTLY RECEIVE A QUOTE & PURCHASE COVER ONLINE AT FARMCOVER.CO.UK

Our new service allows you to instantly receive a quote – just enter the relevant vehicle details and the system will automatically calculate your premium. If you’re satisfied with the quote, you can proceed to the checkout - as you do when buying anything else online.

It really is a quick way to insure your agricultural vehicles, and so far people have been getting their insurance done as quickly as 3 minutes per vehicle.

GET YOUR QUOTE & COVER NOW

2. SAVE QUOTES FOR LATER

Need a quote but not wanting to purchase cover straight away? No problem – when you set up an account, you can save your quotes and access them at any time.

The quotation is valid for 45 days, so you have plenty of time to prepare for your renewal. After the 45 day period, you can just use the system to obtain another quote.

Whenever you get your online quote for vehicle insurance, the relevant documents will be emailed to you automatically, so you can take your time to familiarise yourself with the policy and the cover it provides.

3. INSURE 14 TYPES OF VEHICLE

Our fully comprehensive cover lets you insure 14 different types of vehicles, for any permitted driver. The full list is as follows:

Tractor
All Terrain Cycle
Articulated Tractor
Digger
Dumper
Excavator
Forklift truck
Lawnmower
Loader
Loading Shovel
Quadbike
Sprayer
Telehandler
UTV / RTV

If you’d like to insure a vehicle that isn’t included as an Agricultural Vehicles, please call us on 01590 624399 or email enquiries@farmcover.co.uk and we will, of course, be able to provide you with a quote too.

4. COVER UP TO 10 VEHICLES AT THE SAME TIME

Don’t worry about having to separately insure your vehicles online – you can purchase cover for up to 10 vehicles at the same time.

Just have your details to hand, fill them in, and receive that quote you’re after! And those 10 vehicles can be any combination you like: 9 tractors and a digger; a couple of telehandlers, three sprayers and five quadbikes – whatever your fleet of vehicles is composed of, we can insure them.

And because it’s all about saving you time, we’ve made sure it’s speedy to insure multiple vehicles – it’s possible to insure 10 vehicles in under 10 minutes!

If you wish to insure a fleet of more than 10 vehicles, contact us and we will be more than happy to provide a quote for your farm motor insurance.

5. THE KEY DETAILS YOU NEED

To receive your quote and purchase cover all we need are a few bits of info about your vehicles. If you have the details listed below, you’re good to go.

Personal details: Name, DOB, Address.
Vehicle details: Reg. / Serial Number, Make, Model, Value, Year of Make.

You’ll be prompted to enter the necessary information on a step-by-step basis, and the system will only ask for the details you really need. Once all the bits of info have been completed, you’ll reach the Quote screen and see what your Premium will be, should you choose to go ahead and purchase insurance online.

6. THE POLICY PROVIDES FULLY COMPREHENSIVE COVER

You may be wondering what’s different about our online insurance policy. Well it’s simple: nothing. We’ve partnered with the insurer MS Amlin to provide the same cover that you’re used to – there’s absolutely no caveats because it’s online, so you can have peace of mind that your vehicles are correctly insured.

We offer Fully Comprehensive including all the usual cover for accidents, repairs and legal costs as well as items such as GPS systems.

For full information on what can be covered, take a look at the Agricultural Vehicles section of our website, or read the Insurance Product Information Document and Policy Wording.

7. ANY LICENSED DRIVER CAN DRIVE THE VEHICLES

A common question we get here at Farm & General is “who is insured to drive my vehicles?” With our online agricultural vehicle insurance, any licensed driver is permitted to drive the insured vehicles.

We know it’s far easier if any licensed driver is covered; it brings convenience for you and your workers, as well as peace of mind – which is why it’s included as standard on agricultural motor insurance policies, including our online offering.

8. TRAILERS & IMPLEMENTS ARE INCLUDED TOO

It would be a pain if you had to insure every individual trailer and implement you use with your vehicles. Thankfully, when you insure your agricultural vehicles with us you don’t need to – tractors and implements up to a value of £100,000 are included in the policy.

It means you can be safe in the knowledge that your trailers and implements are insured, whether they’re attached or detached to your vehicles.

9. YOU CAN STILL MAKE MID-TERM ADJUSTMENTS

We know that it’s very possible that you may need to make changes to your policy during the period of cover. Just notify us by phone, email or in writing and we will suitably adjust your policy. Depending on the adjustment, your Premium may also change (up or down) in the usual way.

10. MAKE CLAIMS IN THE USUAL WAY

Making a claim can be an unwanted added stress, which is why we try to keep it as simple as possible. Insuring your vehicles online won’t change that; if you need to make a claim just contact us by email or phone and we will help you along the process.

We will need to know the incident details, and those of any Third Party involved if you have them. It’s always useful to have as much evidence as possible, so if you have any photos or video footage relevant to the claim, please send them through too.