Fruit and Horticulture Insurance

We aim to provide peace of mind so you can focus year-round on the business of farming.

Policy Overview^*:

With our panel of specialist farm insurers we offer competitive horticulture insurance premiums tailored to garden centres, growers and horticultural nurseries including cover, where selected for: 

• Fire, lightning, explosion, aircraft, earthquake

• Riot/malicious damage

• Theft or attempt of buildings fixtures and fittings and/or contents and stock where there has been violent entry or exit to/from the premises/buildings only  

• Burst pipes

• Impact

• Storm and flood incl. hail and weight of snow in respect of standard and non-standard construction buildings, retail and horticultural greenhouses and polytunnels  

• Employers and public liability

• Business interruption 

• Goods in transit     

• Horticulture and hired in plant

• Theft of money whilst in or outside of a safe overnight  

• Commercial all risks 

_{*Please be aware that Terms and Conditions are applicable. The information provided above is a summary of the coverage offered. For complete and comprehensive details, we encourage you to thoroughly review your full policy.}